Master Finance Australia Pty Ltd is located in Queensland, Brisbane and is a locally based consultancy that provides services to clients in Brisbane, the Gold Coast and the Sunshine Coast. We can offer advice and loans to a wide range of clients. Our finance consultants concentrate on finding solutions and packaging loans to suit individual requirements.

MasterFinance is structured to concentrate exclusively in the finance market and provides up to date information to assist clients make informed decisions. We strongly believe that our specialisations are of particular advantage to clients who are seeking tailor-made advice.

MasterFinance has accreditations with over 30 lenders and the quality of our loan writers and the volume of business written has satisfied our lending panels. Together with our bank and lending partners we are able to offer over 6000 different loan products.

All our brokers are experienced Loan writers with full membership of the Mortgage & Finance Industry of Australia (MFAA) and hold professional qualifications Certificate IV in Financial Services (Finance / Mortgage Broking) and hold an Australian Credit Licence.
ASIC ACL Number -390261- ( Australian Credit Licence)
ACN 169 752 210 (Master Finance Australia Pty Ltd ATF Master Finance Trust)

 

When should you see us

You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you.

 

What can you expect?

We will ask about your financial circumstances and objectives to find out what’s important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

 

What happens when you call us?

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Just call us for an informal chat and to get some advice. It’s absolutely fine if you just want to ask us some questions regarding your mortgage situation or an idea you might have. However, if you want to proceed further, this is how we work:

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This can be done over the phone or in person. This means we’ll take down some details relating to the property you want to buy or refinance, details about your income, your available deposit, other financial obligations and also your plans for the future and what type of mortgage product you may be interested in ( please not that all these details remain completely confidential in line with the MFAA requirements and will not be passed on to any 3rd parties).

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  • With this information in hand (from the ‘Fact Find’), we will search for the best products currently available to fit your specific situation. You can of course request that we look at your preferred lender first, if you wish.
  • This saves you from needing to shop around for the best deal as we’ll do the hard work for you.
  • It’s also faster as we already have all the details at hand.
    Further, some mortgage products, especially specialist products, are not actually directly available to consumers or are not that well advertised, however, MasterFinance does have access to these.
  • And finally, by using a mortgage broker to do the ‘shopping around’ for you, you are not leaving credit search footprints behind which may look bad on your credit file. We do all the research and enquire on your behalf without giving out your personal details, until you decide to formally apply to just the ONE lender.

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We’ll get back to you with several options and explain to you why these loan products would be a good fit for your specific situation and requirements. You can then make an informed choice

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Once you have chosen the lender and the specific mortgage product and you are happy to proceed, we will start the formal application process. We will help you complete all necessary application forms for you and collect all the documents required and will then forward this fully completed application to the lender.

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We will guide you through the application process with the bank until settlement.

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